In 2021, I was working as a resource manager at Amazon and making $124,000 a year. To bring in additional income, I had a side hustle creating personal finance content.
One day, I posted a YouTube video sharing how I went from a credit score of 495 to 820 — simply by disputing inaccurate information on my credit report.
At the time, making videos was just a way to bring in $1,000 a month to help pay for childcare expenses. But six months later, that video went viral. By May 2022, I was earning enough to quit my Amazon job to work on my side hustle. My husband Jay later left his software engineering job to help me as well.
From December 2022 to March 2023, we earned an average of $105,000 a month in passive income, mostly from digital product sales and YouTube ad revenue.
The best part is that I work just two hours a day. Here's how I manage my time:
I start my mornings with self-care
I wake up at 7:00 a.m. and do a 10-minute meditation session. Then I light an aromatherapy candle and spend 20 minutes journaling or adding images to my vision board.
Over the last five years, everything I've put on my vision board — getting married, becoming a mom, making six figures a month — has come true. It's where I get to be creative and think big, like one day having lunch with Mark Cuban!
After my self-care routine, Jay and I wake up our 1-year-old up for breakfast.
Getting styled by makeup artist Jasmine Stamper for a content recording day.
I usually start working by 11 a.m. Mondays and Tuesdays are my YouTube content days. I'll do some research, write outlines and shoot videos.
Wednesdays and Thursdays are reserved for partnership content. I'll meet with brands to exchange collaboration ideas and talk about strategy.
Friday is my publicity and press day. I'll either have a Zoom meeting with my publicist or do interviews with media outlets.
In my home studio on a video shoot day.
Photo: Jasmine McCall
I unplug while the sun is still out
I stop working at 1 p.m. After I shut my laptop, Jay and I get to have our alone time. We love having "day dates" at a nice restaurant or a dine-in movie theater.
Sometimes we'll ride four-wheelers or check out local bookstores. We love supporting small businesses; one of our favorite restaurants is Breakfast at Barneys. We also have a strict "no phones" rule during our day dates.
By 4 p.m., we start preparing for the evening. We talk with our son's nanny and go over how their day went.
Jay and I on our "day date" at Breakfast at Barney's.
From 5 to 8 p.m., we spend about three hours together as a family: eating dinner, watching movies, going to the park or playing educational games with our son.
Afterwards, Jay and I like to spend a couple hours in our individual spaces, doing self-care or catching up with our friends and family over the phone.
Then Jay and I meet up in the family room to watch one episode of our favorite TV show. We like to get a full eight hours of sleep every night if we can.
Selfie break! At the airport heading to Washington D.C. for a work trip.
Photo: Jasmine McCall
Flexibility and the freedom to live my dreams
I consider it a blessing to be able to work in the same environment where my son grows up. Thanks to our wonderful nanny, who has truly become a part of our family, I know our son is in good hands.
I'm also proud that my business has made it possible for my parents to retire early.
Walking away from the stability of a 9-to-5 job can be scary when you don't know what's on the other side. But choosing this life has been a bigger blessing than we ever could have imagined.
Jasmine "Jazzy Mac" McCall is a finance expert, mompreneur and YouTuber. She creates content on how to generate passive income, pay off debt and build wealth. She also provides educational kits that walk users through credit-building, career building and home-buying. Follow her on YouTube and TikTok.
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How this 31-year-old turned a cash-only savings hack into an $850,000 business
But you could also purchase a property, renovate and resell it. Or if you're looking to invest $100,000 for passive income, you might buy real estate and rent it out. While rental income is considered passive income, being a landlord often requires considerable work, which can make it feel like a more active endeavor.
If you like the idea of earning passive income, one idea to make $5,000 per month is to rent out things for money. This is probably the best option if you're very busy with your job and don't have time to start a new side hustle. You can essentially let your assets make money for you so you're earning on autopilot.
Consult with Clients. The easiest starting point for additional income is to share your expertise by offering consulting or coaching services, said Clark. ...
1. Freelancing. Freelancing is a tried-and-true way to earn extra money and deserves a top spot on any list of easy side hustle ideas. Freelancers deliver work on a per-project basis for one or more clients and you can schedule it in your spare time.
Making $4,000 a month based on your investments alone is not a small feat. For example, if you have an investment or combination of investments with a 9.5% yield, you would have to invest $500,000 or more potentially. This is a high amount, but could almost guarantee you a $4,000 monthly dividend income.
If you want to make $10k a month passively, some of the most realistic options include investing in real estate or renting out your own home or multiple properties to tenants. Dividend income investing can also work, but you need a lot of capital to reach $10,000 a month in passive income.
Passive income is money you can earn with little effort and without working a traditional job. You can earn passive income by renting out property, through dividend stocks or a high-yield savings account.
If you have spare time and want to make some extra cash, participating in paid surveys is a great option. Many companies are willing to pay for your opinion on various topics. Websites like Swagbucks, Vindale Research, and Survey Junkie offer paid survey opportunities that can help you earn $30 per day or more.
Hobby: Calligraphy, Rowing, Vacation, Geocaching, Web surfing, Electronics, Electronics
Introduction: My name is Msgr. Benton Quitzon, I am a comfortable, charming, thankful, happy, adventurous, handsome, precious person who loves writing and wants to share my knowledge and understanding with you.
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