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Despite the strong job market, most Americans don't have enough emergency savings. More than two-thirds of people in the US — 68 percent — say they're worried they wouldn't be able to cover their living expenses for just one month if they lost their primary source of income tomorrow, according to a recent Bankrate survey.
In part, this can be seen in the growth of the subreddit 'Poverty Finance.' The firs time we wrote about it in 2021, the online community had 847K members. Now, the number has more than doubled, standing at 1.9 million. So since financial struggles have remained a pressing issue, we have decided to revisit this corner of the internet, and show you what the gang have been posting lately.
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#1
Same Here My Brother
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
What an inspiration!
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#2
2meirl4meirl
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kenstuff kenstuff Community Member Follow
Your response is very witty..
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#3
To Be Honest
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Ray Ceeya (RayCeeYa) Ray Ceeya (RayCeeYa) Community Member Follow
Money buys survival. Try being happy when you're starving to death in the middle of the street. "Nobody wants to work anymore". NO! We never WANTED to work. We work because dying of poverty is the ONLY other alternative for most of us.
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#4
This Post Brought To You By My Third "New" Tire This Year Since I Can't Afford A Full Set
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Ken Beattie Ken Beattie Community Member Follow
I'd never buy one tire (unless I had one ruined by a puncture). It's always better to buy two at a time otherwise the wear is unbalanced and they don't last as long. It really sucks if you can't afford to do that :(
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#5
I Think About It Every Day Too, But For Different Reasons
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
We didn't need science to tell us that LOL I already know I'm stressed!
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#6
We All Know Someone Like This
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
"If you're poor, just make money! smh"
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#7
Checks Out
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Ken Beattie Ken Beattie Community Member Follow
This is a catch 22 for the banks though. They've come under fire for lending too much, too easily to people who can't service the loans (or at least have difficulty doing so). So refusing to lend people money if they'd struggle to pay it off is actually them being *more* ethical. So refuse to lend, they're bastards for refusing. Merrily lend, they're bastards for foreclosing on people when they can't pay. The killer is, as it's always been saving that damned deposit. The biggest problem is inflation has made the deposit so big it's almost unachievable :(
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#8
Preaching To The Choir
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PlatinumThe8-BitCat PlatinumThe8-BitCat Community Member Follow
Ugh, the censorship 🙄
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#9
When This Hits
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Passerby Passerby Community Member
I have always wanted to win an appliance. I like getting useful gifts. Ironically, when I enter a raffle or a lucky draw, I usually win something I can't use myself. So far, I have won a cd from famous artists who I don't even like, so many dolls, a photo album of japanese boy bands whose name I don't even know, a bicycle that is far too small for me, a woman blouse (I am a man) and other things I can't quite remember. The most useful thing I have ever won is an electric kettle.
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#10
Can Anyone Explain Where My Starbucks Money Is Going?
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TheBlueBitterfly TheBlueBitterfly Community Member Follow
I haven't bought Starbucks in over a decade. I should be a billionaire! 😂
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#11
My Current Financial Strategy
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PlatinumThe8-BitCat PlatinumThe8-BitCat Community Member Follow
I’ve been doing this all summer!
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#12
Goddamnit
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
At least I can starve and freeze to death with a roof over my head 👍
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#13
Tell Me About It
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Juan Something(downvotevictim) Juan Something(downvotevictim) Community Member Follow
Big facts here.
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#14
It's A Real Struggle Out Here. We Barely Make Enough To Support Ourselves
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PlatinumThe8-BitCat PlatinumThe8-BitCat Community Member Follow
Why do they need to be replaced!? And there’s enough people here already, more than enough in fact
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#15
Sad In A Way You Just Gotta Laugh It Off As You Take It
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
Very kind on the cashier's part :)
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#16
Guy I’m Talking To Told Me This: Thought It Belonged Here
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
Don't mind me just manifesting some money!
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#17
Ridiculous
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David A Paterson David A Paterson Community Member Follow
Federal minimum wage in my country is USD $15 an hr. Average monthly rent here is USD $1,575. It really amazes my why anyone would want to migrate to the US.
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#18
Hm
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Ken Beattie Ken Beattie Community Member Follow
Is that even possible though? There's just something about seeing a lounge, or dinner table or whatever sitting on the curb that screams "you should check that out" no matter how well off you are.
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#19
Too Close To Home
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
Imagine having enough for a savings account
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#20
Every. Freaking. Time
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Ray Ceeya (RayCeeYa) Ray Ceeya (RayCeeYa) Community Member Follow
It's the water bill for me. For some reason the city only bills us quarterly for water and that means an automatic $150+ bill every three months. I don't know why they do this. They don't know why they do this, but it just is how they do this.
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#21
Accurate, I Love Spending Time At Home
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Phoenix Phoenix Community Member Follow
Inside leads to online spending. I need to be outside, but not in public.
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#22
This Hit Close To Home
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Katie Lutesinger Katie Lutesinger Community Member Follow
I never sign up for anything that asks for my bank account details, for this very reason.
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#23
Let The Good Times Roll
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Angi Angi Community Member Follow
I lady I worked with was blown away when I cheerfully said I had enough money for the week and it was 7 dollars. My bills were paid and I had food so I was golden
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#24
Relatable
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BrookeBT BrookeBT Community Member Follow
I've broken my body, never complained, never took time off when my back and knees hurt so bad I could barely walk so I'd seem like a dedicated employee only to have them hassle me when I needed a couple extra days after my dad died. 19 years at that company and I knew I had to get out of there. Take care of yourself. Work your scheduled hours, go home and have a life. Companies don't care about you no matter what BS they try and sell you. Self employed now - broke - but happy in what I do.
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#25
Who Made This Meme About Me ?
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Very Normal Giraffe Very Normal Giraffe Community Member Follow
"If I sleep through the weekend, that's two whole days I do not have to worry about food, electricity, water, etc.."
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#26
Bought A Burger For Dinner. "A" Burger
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TheBlueBitterfly TheBlueBitterfly Community Member Follow
And body wash, dish soap...
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#27
Got Myself A Motivational Pin At The Thrift Store
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Z Man Z Man Community Member Follow
Not true.. Poverty costs your entire fortune. :-)
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#28
In Trying Times Like These, It's Important To Remember This Advice
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Sue Denham Sue Denham Community Member Follow
I think I need to be reborn.
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#29
I Used To Think Going To Macdonald’s When I Was Young Was Exquisite
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Sexual Harassment Panda Sexual Harassment Panda Community Member Follow
Kids with a playground in their backyard, or a tree house.
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#30
Me After Paying Rent And Bills This Month
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Alyssa Phillips Alyssa Phillips Community Member Follow
My niece dating now--"you have the WHOLE basem*nt to yourself....hey boy haaayyy"
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Freya the Wanderer Freya the Wanderer Community Member Follow
The jerks who howl that increasing the minimum wage will result in $20 tacos and robotized restaurants clearly have never tried to live on minimum wage.
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Erin E Erin E Community Member Follow
We’re already paying $20 for tacos. they just skipped the increased wage part
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Victoria Victoria Community Member Follow
My bills come more than I do and I'm sick of it.... 😒🥲😂
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Aubrie Allen Aubrie Allen Community Member Follow
I adore vampire movies, books, and shows because I'm so curious how they can afford being alive forever.
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VioletHunter VioletHunter Community Member Follow
Easy, eat and rob some rich people, then invest the money for a few centuries. It's not like they need to buy groceries. Free meals are just walking around.Or be like Lestat, and inherit a treasure trove from your maker. 😄
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Freya the Wanderer Freya the Wanderer Community Member Follow
The jerks who howl that increasing the minimum wage will result in $20 tacos and robotized restaurants clearly have never tried to live on minimum wage.
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Erin E Erin E Community Member Follow
We’re already paying $20 for tacos. they just skipped the increased wage part
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Victoria Victoria Community Member Follow
My bills come more than I do and I'm sick of it.... 😒🥲😂
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Aubrie Allen Aubrie Allen Community Member Follow
I adore vampire movies, books, and shows because I'm so curious how they can afford being alive forever.
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VioletHunter VioletHunter Community Member Follow
Easy, eat and rob some rich people, then invest the money for a few centuries. It's not like they need to buy groceries. Free meals are just walking around.Or be like Lestat, and inherit a treasure trove from your maker. 😄
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