22 Ways to Treat Yo' Self Without Spending Money (2024)

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Need to treat yo self? Need to do it on a budget? Today we’re going discuss exactly how you can do just that.

Do you have a bad habit of spending all your extra coins when it comes to treating yo self? You know, you have a bad day at work so you decompress in the shoe department?

Or maybe you’re a stress eater like me so you make your way to the ice-cream aisle and buy one (or two) quarts of ice cream and stuff your worries away?

We all have our vices and regardless of whether it’s a new pair of unneeded shoes or extra junk food, it can hit your wallet hard over time. Considering that 63 percent of Americans can’t even come up with $500 in the event of an emergency, I’d say that we all could use a lesson in how to treat ourselves without spending money.

The best thing that can come out of learning to do this is that we keep our stress levels down and we stash a little more money in the bank. What could possibly be better than that? So, let’s get into these things that you can do to treat yo self without spending money.

Related Reading:

Cheap Self-Care Items You Didn’t Know You Needed

64 Things to Do to Be Happier (That Have Nothing to Do With Money!)

50 Ways to Better Yourself This Year – A 60 Day Better You Challenge (Free Challenge Calendar!)

22 Ways to Treat Yo Self Without Spending Money

1) Pick up a book and read it.

This may involve some creativity. Sometimes I have to read a book with a toddler’s butt in my face (don’t ask) or I’ll even lock myself in the bathroom sometimes. I get it in by any means necessary. Here’s a good one I’ve read recently that’s definitely worth reading!

2) Take a nap.

I don’t get to do this often, but when I do, my hubby knows to leave me the heck alone and let me finish my nap. It’s no fun waking up a grouchy toddler that doesn’t get their nap in and it’s even worse if that grouchy toddler happens to be 33 years old:)

3) Go visit your girlfriend.

You may not get to see your friends as much as you used to, but taking out even just an hour or two to see them is refreshing. It’s even more refreshing when your kids stay at home with dad.

4) Shave!

Omg! I don’t get to do this as often as I would like, but there’s just something about having a pair of freshly shaved legs. Especially when you’re slipping those legs into a pair of pants or laying in the bed at night. Take a little extra time for yourself and get this act of cheap luxury on. Bonus points if you shave using coconut oil!

5) Meditate.

Get up early or stay up late. Take at least 15 to 20 minutes each day and meditate. I’m trying to do this more often and practice mindfulness. It’s no easy feat when you have a short attention spanbut keep at it. You’ll be thankful you did.

6) Tune out with some tunes.

While working or writing, I like to put my headphones on and listen to my favorite music. Sometimes my mood calls for a specific kind of jam, but music seems to mellow me out and help me chill.

7) Popcorn and Netflix.

Sometimes after I put the kids to bed there is nothing more I want to do other than chill, watch Netflix, and eat some popcorn. Especially during the summer when OITNB is on. Oh and let’s not forget Luke Cage. Summer ‘16 was pretty goodfor Netflix, wasn’t it?

8) Color.

Raise your hand if you still proclaim to be the best colorer? My hand is raised! I used to spend hours coloring and sometimes I sneak my kid’s crayons and coloring books and have a good ole time. But nowadays they’ve got these cool adult coloring books I refuse to spend a dime on. So if you’re cheap like me, check out these free adult coloring pages.

9) Take a bubble bath.

I love adding a little of my favorite essential oils to my bath. And those of you who have a deep soaking tub, I’m totally jealous.

Related: My Treat Yo’ Self on a Budget Essentials List

10) Check your city calendar for free events.

Sometimes there are free museum nights, free festivals, and free classes available in your local area. All you have to do is keep your ear to the ground about these freebies or set up a local Google alert and have them delivered straight to your inbox.

11) Have fun with the kids.

Let’s admit it, when they aren’t driving us crazy, the kids can be pretty fun too. Head outside with the kiddos and play a game of catch or treasure hunting or something. If the weather is right, head to the park!

12) Set up positive quote calendar alerts.

Get rid of all those negative beliefs and self-talk with positive affirmations. Set up regular reminders to pop up on your phone that will give you a boost when you likely need it the most. I like to use abundance affirmations like “You deserve to live a rich life” or “Money loves to take care of you.”

13) Have some tea.

Do you love getting in some quiet time with a good cup of tea? Me too. Go have some why don’t you?

Here’s some of my favorite tea to give you an idea of what to look for.

14) Complimentary make-up lesson at the mall.

If you’re like me and don’t know a darn thing about putting on make-up, go to the mall and look for brands that offer a complimentary session. You might just learn a thing or two.

15) Write in your journal.

Clear your mind of some of that mental clutter and dump it all out in your journal.

16) Go exercise.

This isn’t one of my favorite ways to spend my time, but it is a refreshing way to treat yo’ self, nonetheless.

17) Open up a savings account.

Now, this is more like it. I love saving money and it’s definitely a worthy way to treat yo’ self.Open up an online savingsaccountto save money for a guilty pleasure.

Related Reading: 100+ Ways to Save More Money

18) Take the day off and just do nothing.

Call in sick, plan a day off, whatever. Just take the day off from work and use it to do absolutely nothing. This is easier said than done, however.

19) Have sex.

No explanation is necessary.

20) Go on a walk.

Treat yo’ self to a stroll in your neighborhood or along a local walking trail. Give yourself some time to think and get a little exercise in while you’re doing it.

21) Declutter.

You can get rid of a bunch of stuff you’re no longer using. Not only that, but you may just find something to use too. I mean, what if you find a new book that you’d forgotten about? Or maybe an old cd you haven’t listened to in a while.

Decluttering could help you get rid of stuff, earn some money on unwanted things, and find anew use for things all at the same time.

22) Call a friend you haven’t talked to in a while.

I don’t call people nearly enough (only my mom) so I could certainly use this treat. Pick up the phone to talk to a friend you haven’t talked to in ages. It may be the chat you need and is most definitely an awesome way to treat yo’ self!

Bonus:If you need a new hobby or creative outlet, consider starting your own blog. You could start a blog for a little under $50 for the entire year. Check out my guide on how to start a blog on a budget.

Now, go treat yo self…

It’s important we learn to take care of ourselves and we get bonus points when we do it while taking care of our financial health. We live in a society that encourages heavy consumption. People mistakenly tie their levels of consumption to their self-worth.

Well, I’m here to tell you that you are worthy of treating yo self and you’re also worthy of being financially well-off while doing it. So make sure you engage in some of these acts of self-care and save some money too. You totally deserve it!

What ways do you like to treat yo self without spending any money?

22 Ways to Treat Yo' Self Without Spending Money (1)

22 Ways to Treat Yo' Self Without Spending Money (2)

22 Ways to Treat Yo' Self Without Spending Money (3)

22 Ways to Treat Yo' Self Without Spending Money (2024)

FAQs

How can I enjoy myself without spending money? ›

Treating yourself can be costly, so here are some ways to treat yourself without spending money.
  1. Take A Nap. What better way to treat yourself than by taking a nap. ...
  2. Make Tea or Coffee. ...
  3. Hangout With Family or Friends. ...
  4. Enjoy The Outdoors. ...
  5. Exercise. ...
  6. Read A Book. ...
  7. Write-In Your Journal. ...
  8. Watch A Show or Movie.
Jun 15, 2023

How do you take care of yourself with no money? ›

We're sharing our budget-friendly, low-cost self-care tips to get you back on your game and feeling balanced once again.
  1. Tip #1: Get outside. ...
  2. Tip #2: Take a bath. ...
  3. Tip #3: Stay hydrated. ...
  4. Tip #4: Get some sleep. ...
  5. Tip #5: Stretch. ...
  6. Tip #6: Read more. ...
  7. Tip #7: Say no. ...
  8. Tip #8: Declutter your space.

What can you do alone without spending money? ›

To keep yourself entertained and on budget, check out these free or cheap things to do.
  • Go to a museum, aquarium or zoo. Many aquariums, museums and zoos waive admission fees on certain days. ...
  • Read a book. ...
  • Catch a movie. ...
  • Play a game inside. ...
  • Play a game outside. ...
  • Volunteer. ...
  • Visit the farmers market. ...
  • Go thrift shopping.
Jan 25, 2024

How do I train myself to stop spending money? ›

Here are some ideas to help you stop spending money and build healthier financial habits:
  1. Create a Budget. ...
  2. Visualize What You're Saving For.
  3. Always Shop with a List. ...
  4. Nix the Brand Names. ...
  5. Master Meal Prep.
  6. Consider Cash for In-store Shopping. ...
  7. Remove Temptation.
  8. Hit “Pause"
Jul 10, 2024

How can I enjoy life alone without money? ›

How To Be Happier Without Spending a Lot of Money
  1. Strengthen Bonds With Family and Friends. ...
  2. Create a Gratitude Journal. ...
  3. Go for a Walk. ...
  4. Define 'Fun' for You. ...
  5. Start a Pay-It-Forward Line. ...
  6. Say 'No' ...
  7. Smile Even If You Don't Feel Like It. ...
  8. Strive for Serenity and Security.
Sep 29, 2020

How can I have fun but not spend money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

What does poor self-care look like? ›

Poor self-care can manifest in many different ways. It might mean not getting enough sleep or skipping meals for some people. For others, it might involve engaging in harmful behaviors. It can also manifest as neglecting personal hygiene or not taking steps to manage chronic conditions.

How to really treat yourself? ›

10 Ways for a Great Treat
  1. Take a Long, Hot Bubble Bath. Let's start the list with a bang! ...
  2. Buy Yourself a Small Gift. ...
  3. Read a Book in a Cozy Spot. ...
  4. Go for a Leisurely Walk. ...
  5. Cook A Delicious Meal For Yourself. ...
  6. Do Something Fun or Creative. ...
  7. Go to a Movie by Yourself. ...
  8. Relax with a Spa Day.
Dec 23, 2022

How to love yourself when you have no money? ›

How to love yourself
  1. Plan your escape. ...
  2. Book a therapy session. ...
  3. Spend time in nature with those you love. ...
  4. Adopt a pet. ...
  5. Fill your home with things that make you smile. ...
  6. Go screen free. ...
  7. Give yourself permission to say 'no' ...
  8. Eat alone.
May 21, 2021

How can I not spend money everyday? ›

How to Stop Spending Money
  1. Know what you're spending money on. ...
  2. Make your budget work for you. ...
  3. Shop with a goal in mind. ...
  4. Stop spending money at restaurants. ...
  5. Resist sales. ...
  6. Swear off debt. ...
  7. Delay gratification. ...
  8. Challenge yourself to reach your new goals.
May 31, 2024

How can I be social without spending money? ›

Here are some ways I've found to spend time with friends without spending money and making priceless memories at the same time.
  1. Start a book club or discussion circle. ...
  2. Volunteer for a cause you're both passionate about. ...
  3. Throwback movie night. ...
  4. Let the games begin. ...
  5. Show up to a club event you're not a part of.
Oct 8, 2023

How do you discipline yourself to not spend money? ›

Keep a daily list of how you spend your money. Save automatically. Set up bank or investment accounts that draw funds automatically from your pay check. This will prevent you from devoting limited willpower resources to deciding whether to spend or save money.

What is the 50 30 20 rule? ›

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

How can I trick myself into spending less money? ›

'Avoid the 1-click option 100% of the time': 5 ways to trick yourself into saving money
  1. Automate your savings. ...
  2. Think of purchases in hours worked, not dollars spent. ...
  3. Do your spending with cash. ...
  4. Do a spending cleanse. ...
  5. Wait 24 hours before making big purchases.
Apr 20, 2023

How can I be happy without a lot of money? ›

15 Tips to be Happy if You are Poor
  1. 1 – Appreciate Everything You Have. One effective strategy is to practice gratitude. ...
  2. 2 – Our Current Circ*mstances are Temporary. ...
  3. 3 – Practice Self-Care. ...
  4. 4 – Believe in Yourself. ...
  5. 5 – Look for Inspiration in Books. ...
  6. 6 – Help Others. ...
  7. 7 – Do Fun Activities. ...
  8. 8 – Repeat Positive Statements.
Jan 29, 2024

How do I break the urge to spend money? ›

How to Stop Spending Money
  1. Know what you're spending money on. ...
  2. Make your budget work for you. ...
  3. Shop with a goal in mind. ...
  4. Stop spending money at restaurants. ...
  5. Resist sales. ...
  6. Swear off debt. ...
  7. Delay gratification. ...
  8. Challenge yourself to reach your new goals.
May 31, 2024

How to love without spending money? ›

Forget Valentines.
  1. Write a poem.
  2. Cook a romantic dinner.
  3. Give a full-body massage.
  4. Pack a sunset picnic.
  5. Pick wildflowers on the way home.
  6. Burn a CD with love songs.
  7. Give dark chocolates.
  8. Read poetry together.

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