FAQs
The Amazon Credit Card credit limit is $500. Everyone who gets approved for Amazon Credit Card is guaranteed a credit limit of $500 no matter how creditworthy they are. If you are looking for a higher credit limit than $500, you should apply for a credit card from a different issuer.
How often does Amazon raise your credit limit? ›
The Amazon Credit Card will increase your credit limit no more than once every six months if you ask for an increase yourself. You can also wait to see if you receive an automatic credit limit increase. This may happen as often as every six to 12 months.
Can you get Amazon Credit Card with 650 credit score? ›
Both the Amazon Credit Card and the Prime Visa are for people with good or excellent credit scores of 700+, while the Amazon Store Card accepts fair credit (640+ credit score) and the Amazon Secured Credit Card is for bad credit (300+ credit score).
What credit score is needed for Amazon Credit Card? ›
To get approved for this card, you'll need to have a good credit score of at least 670, though having a higher one certainly won't hurt your chances. Subscribe to the CNBC Select Newsletter!
What is the highest amount of Amazon card? ›
The Amazon Gift Card sold on Amazon normally ranges between $5 to $500 but you can customise your Amazon Gift Card to any amount of your choice. Simply input the amount you want to purchase while placing your order. You can order as high as $10,000 Amazon customised gift cards.
Which credit cards give the highest credit limits? ›
Best High Limit Credit Cards of September 2024
- Chase Sapphire Preferred® Card: $5,000+ Credit Limit.
- Citi Double Cash® Card: $500+ Credit Limit.
- Chase Sapphire Reserve®: $10,000+ Credit Limit.
- Wells Fargo Reflect® Card: $1,000+ Credit Limit.
- Chase Freedom Unlimited®: $500+ Credit Limit.
Does Amazon Credit Card build credit? ›
Yes, the Amazon Store Card builds credit, since Synchrony Bank reports your account information to all three major credit bureaus each month. Making on-time payments and keeping your balance low will improve your score.
Can Amazon boost your credit score? ›
Building Credit with Amazon Secured Card
Synchrony Bank will report your account activity to the major credit bureaus. Building a history of on-time payments can help build your credit. As a cardholder, you have several tools at hand to help you learn to build your credit through responsible usage.
Will Amazon let me go over my credit limit? ›
You might be able to go over your Amazon Store Card credit limit with the issuer's approval but there's no way of checking that beforehand. You will just have to use your card for an amount that goes over your available credit and see if the system allows the transaction to go through.
How much income do you need for an Amazon Credit Card? ›
You need enough income to afford monthly bill payments on the Amazon Credit Card. While the terms and conditions of the Amazon Credit Card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved.
Payment history accounts for 35% of a FICO® Score and, not surprisingly, we see that those with an 850 basically have no reported history of missed payments, collections or derogatory information. Many people assume that to get an 850 you should have no credit debt.
Is an Amazon Credit Card hard to get? ›
You'll likely need at least a good credit score (670 to 739) to qualify for the co-branded Amazon Prime Visa. This means you may need to work on improving your credit score if you're below that range and still prefer the Prime Visa's offerings.
What's the easiest credit card to get? ›
The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee.
Is an Amazon Credit Card instant approval? ›
If your application isn't approved instantly, you'll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying.
What bank does Amazon use for their credit card? ›
Amazon Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval.
How much does Amazon Credit Card give you? ›
5% back or 3% back at Amazon.com, Whole Foods Markets and the participating Amazon stores and sites: You'll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 of eligible purchases made using your card account at Amazon.com (including digital downloads, Amazon.com ...
How do I check my Amazon card limit? ›
Online: You can check your Amazon Credit Card balance simply by signing in to your account. Chase Mobile App: You can also check your Amazon Credit Card balance on the go from the Mobile app. Phone: Call (888) 247-4080 and you will be able to talk to a representative.
How much money can you put on an Amazon card? ›
Amazon.com Gift Cards are available in $25, $50, and $100 denominations at participating grocery, drug, and convenience stores throughout the U.S. At select stores, you can also choose a variable denomination card, which can be loaded with any amount between $25 and $500.
What can be the maximum limit of credit card? ›
Banks determine the maximum credit limit on a case-to-case basis based on their internal policies and the cardholder's creditworthiness. However, according to the guidelines issued by the RBI, the credit limit of a Credit Card cannot be more than twice the monthly income of the user.