121000358 Routing Number BANK OF AMERICA, N.A. VA - Wise (2024)

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International payments can be expensive and slow. With many providers hiding fees in their exchange rate.

Check how much an international transfer costs with Wise using our calculator.

We use the mid-market rate and show fees upfront, so you’ll know exactly how much it’ll cost before you hit send.

Wise supports international money transfers to 160 countries in 40 currencies.

Confused about ACH transfers and wire transfers? Both methods electronically move money, but they differ in speed and cost.

ACH (Automated Clearing House) transfers are like sending a check electronically. They take a few business days to complete as they go through a central network for verification. The upside? They're generally free or very low-cost. Perfect for regular bill payments or direct deposits.

Wire transfers, on the other hand, are speedier. They zip directly between banks, often on the same business day, sometimes even instantly. But for this privilege, you'll pay a fee, typically ranging from $25 to $50. So, wire transfers are ideal for urgent transactions or international transfers that ACH can't handle.

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How to find your routing number online

Here are some of the ways to find your number online:

1. On this website – We've listed routing numbers for some of the biggest banks in the US.
2. Online banking – You’ll be able to get your bank's routing number by logging into online banking.
3. Check or statement – bank-issued check or bank statement.
4. Fedwire – You can look up your routing number on the official website of the Federal Reserve.

To make sure the bank can process your payment securely and quickly, you should always check routing numbers – including numbers on this page – with your bank or your recipient.