10 Best Money Saving (and money making!) Apps (2024)

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We’ve done a lot of different thing to save money, but one of my all time favorites has been switching to Ting as our cell phone provider. It has saved us well over $250 a year and as a result we could finally justify getting me the smartphone that I had always wanted!

The thing is, I’ve been able to use that little phone to make me even more money thanks to a variety of awesome apps. In fact, some months the amount that I’ve earned via apps has been enough to cover the cost of our inexpensive cell phone bill. I don’t know about you, but I think that is pretty exciting!

10 Best Money Making Apps

(Tip: In order to save on data cost and usage, use your own wireless network or tap into free networks whenever possible.)

10 Best Money Saving (and money making!) Apps (2)

1. Ibotta
This is an easy way to save on items you already plan to purchase at grocery stores and places like Walmart and Target. Ibotta offers change frequently but recently there have been several offers where you can save on any brand of items like milk, bread and laundry detergent. Who can’t use that? They also started offering earnings for restaurants and Lowe’s and Home Depot too!

How does Ibotta work? Before you shop, go to the Ibotta app and choose the offers you want to buy and earn cash for. Then when you get home simply verify your purchases by scanning the item’s bar code and taking a picture of your receipt. Submit them and wait for the money to be deposited into your account.

Sign up for Ibotta here.

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2. Checkout 51
Basically, Checkout 51 is a lot like Ibottain that you choose the offers that you want to buy and then you earn cash for purchasing them. In order to earn the cash you must take a picture of your receipt before the expiration date. Checkout 51 offers change every Thursday.

The really awesome thing about Checkout 51 is that you can purchase the items at any store that carries the product, meaning you can buy the item at discount stores like Aldi or Save-A-Lot and still redeem the offer! They pretty regularly have offers for savings on various fruits or veggies such as bananas, apples or carrots. And occasionally they’ll even have savings on things like milk and eggs.

You can actually useCheckout 51 from your computer, but in my opinion, the app is much easier to use.

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3. Swagbucks TV Mobile
You will first need to sign up for a Swagbucks account if you don’t have one. Once you are signed up, you can access the Swagbucks TV mobile app and then earn up to 36 Swagbucks a day by simply playing videos on your phone. The videos play continuously, although occasionally there may be an ad that pops up that you have to exit out of. It’s a pretty painless way to help those Swagbucks add up faster.

Since I’ve started using the Swagbucks mobile app I’ve been able to earn enough Swagbucks to cash out for a $5 Amazon gift card almost every week!

Learn how I use Swagbucks to earn $20 a month in just 5 minutes a day!

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4. Amazon Kindle
While I would be thrilled to own a Kindle, so far I haven’t felt like I can justify the expense. But I really enjoy using the Kindle app on my smartphone.

The great thing is, there are hundreds of books that you can access for free! And often even top sellers will have promotional periods where they are offered for free or for $0.99, meaning you really don’t have to spend much if anything to enjoy some good reads.

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5. Target App
The Target app has lots of app-only savings and offers that allow you to save on all sorts of Target items. This includes grocery, household, clothing, health and beauty, baby items, office supplies and well, pretty much any category of items that Target sells!

The great thing is these offers work along withcoupons, sales and your Target REDcard savings, allowing you to combine these various discounts to really maximize your savings. It’s an absolute must in my mind if you are a Target shopper!

6. Target Mobile Coupons
While not exactly an app, it’s a great way to use your phone to save some money. Sign up for Target mobile coupons by texting OFFERS to 827438. Your coupons will arrive via text and you will receive up to 5 messages a month. These mobile coupons can also be combined with paper manufacturer coupons, again allowing you to maximize savings!

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7. Saving Star eCoupons
Saving Star is an eCoupon website. Basically, you link up your grocery and drugstore loyalty cards, then click on the eCoupons that you want to add to them. Whenever you shop in the store, any eCoupons that you added to your card will automatically be flagged and the savings will be added to your account.

Once you get $5 in your account, you can cash it out via Paypal or for an Amazon gift card. If you don’t use the coupon before it expires, you’ve lost nothing. The great thing about Saving Star eCoupons is that they can be used in addition to both store AND manufacturer coupons. So essentially you can save 3 different ways on one product, which is rather awesome!

If you don’t have a smartphone, you can still use Saving Starand simply access it via your personal computer.

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8. Shopkick
One of the most used shopping apps available, Shopkickrewards you for simply walking into your favorite stores and opening the app- you don’t even need to buy anything! You can also scan specific items at some stores for more “kicks”.

Once you earn enough “kicks” you can redeem them for gift cards. Shopkick works at places like your local grocery store, Target, Toys R Us, Old Navy, Best Buy, JCPenney, Macy’s and lots more!

Start earning money and try it for yourself!

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9. ShopSavvy
Use this app to scan the bar code of any item and find the lowest price at other local stores and also online.

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10. Gas Buddy
Make sure you are getting the lowest price on gas by using this app to check the current price at gas stations near you.

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10 Best Money Saving (and money making!) Apps (2024)

FAQs

10 Best Money Saving (and money making!) Apps? ›

The best platform to save money depends on individual preferences and financial goals. High-yield savings accounts offered by online banks often provide competitive interest rates. Certificates of Deposit (CDs) are suitable for those willing to lock in funds for a fixed term.

What is the best real money making app? ›

  • Swagbucks. Swagbucks offers a variety of ways to earn a little bit of cash. ...
  • Branded Surveys. ...
  • Ibotta. ...
  • Rakuten. ...
  • Upside. ...
  • HeyPiggy. ...
  • Capital One Shopping. ...
  • Acorns.
Jul 18, 2024

What is the best app to make extra money? ›

How We Make Money
  • Rakuten: Best for cash back on online purchases.
  • Ibotta: Best for cash back on in-store purchases.
  • Upside: Best for cash back on gas.
  • Depop: Best for selling clothes.
  • Swagbucks: Best for app-based tasks.
  • TaskRabbit: Best for local tasks.
  • Fiverr: Best for freelancers.
  • Survey Junkie: Best for taking surveys.
Dec 20, 2023

Which platform is best for saving money? ›

The best platform to save money depends on individual preferences and financial goals. High-yield savings accounts offered by online banks often provide competitive interest rates. Certificates of Deposit (CDs) are suitable for those willing to lock in funds for a fixed term.

What app rounds up purchases and saves? ›

Acorns' Round-Ups® feature helps you invest spare change from everyday purchases.

What app pays the most instantly? ›

The Best Free Apps That Pay Real Money Instantly in 2024
  • Swagbucks. ...
  • Survey Junkie. ...
  • InboxDollars. ...
  • Rakuten. ...
  • MyPoints. ...
  • Ibotta. ...
  • Branded Surveys. ...
  • Solitaire Cash & Bubble Cash. If you're looking for gaming apps that pay real money instantly, Solitaire Cash and Bubble Cash are two exciting options.
Jul 19, 2024

How can I make $100 a day on my phone? ›

🚀 Digital Marketing Strategist | Online…
  1. How to Earn $100 a Day on Your Phone? ...
  2. Ways to Make $100 a Day on Your Phone. ...
  3. Sell Products Online. ...
  4. Do Freelance Gigs. ...
  5. Deliver Food. ...
  6. Complete Microtasks. ...
  7. Work as a Virtual Assistant. ...
  8. Provide Consulting/Coaching Services.
Jan 18, 2024

Which app generates the most money? ›

According to AndroidPIT, these apps have the highest sales revenue across the globe between iOS and Android platforms combined.
  • Spotify.
  • Line.
  • Netflix.
  • Tinder.
  • HBO NOW.
  • Pandora Radio.
  • iQIYI.
  • LINE Manga.

What app lets you work and get paid daily? ›

Upshift is a revolutionary mobile app allowing you to pick shifts on your terms – you choose when and where you work. We find the work, you pick the shifts, and get paid daily. Create your own schedule by claiming shifts quickly and easily via our app or website after completing your onboarding.

Which money platform is best? ›

Top 10: Digital Payment Platforms 2024
  • Cash App. Cash App is a P2P payment app that lets individuals quickly send, receive and invest money. ...
  • Venmo. ...
  • Samsung Pay. ...
  • Paytm. ...
  • PhonePe. ...
  • PayPal. ...
  • Google Pay.
Apr 17, 2024

What app helps save money? ›

Best Money-Saving Apps
Money-Saving AppBest ForMonthly Fee
ChimeAll-in-one financial servicesNone
QapitalGoal-setting$3 to $12
DigitAutomated saving$5
Rocket MoneyTracking expenses$4 to $12
4 more rows
Jul 11, 2024

What is the highest paying saving account? ›

The highest high-yield savings account rates today are offered by First Community Bank (6.00%), MyBankingDirect.com (5.45%), and Sovereign Bank (5.40%). These, along with our picks for the best high-yield savings accounts, offer rates at least 10 times the national average savings rate of 0.89%.

What is the best money app to use? ›

Best Money Transfer Apps for July 2024
  • Best Overall, Best for International Transfers and Large Transfers: Wise.
  • Best for Domestic Transfers With Friends and Family: Venmo.
  • Also Great for International Transfers: WorldRemit.
  • Best for Low Fees/Domestic Bank-to-Bank Transfers: Zelle.
  • Also Great for Low Fees: Cash App.

Do money saving apps work? ›

Money-saving apps are designed to help you balance both objectives, but the right one for you depends on: Your savings goals. A savings account could be a good fit if you're working toward short-term goals, such as filling up an emergency fund, while an investment option is better for longer-term goals like retirement.

What is the tin savings app? ›

Tin is a Safari extension that applies the best coupon codes at checkout, and tracks your package so you never miss a delivery (or a deal)! Tin scours the internet to find the best discount codes across 50,000+ retailers and automatically applies the best savings ($$$).

What is the most profitable app to make? ›

Netflix is the most profitable app. It generates billions of dollars in-app revenue every quarter through subscriptions. Due to the Covid-19 pandemic, the number of Netflix users has surged.

Does the make money app really pay? ›

Despite what some reviews say, the Make Money app is not a scam. But it's not a big money spinner, either. It certainly isn't a way that you could replace your earnings and give up the nine-to-five slog of traditional work.

Are there any legit games that pay real money? ›

Conclusion: Games that pay real money

In 2024, there are many legit game apps available that allow you to win real money. From classic card games like solitaire to exciting bingo tournaments, these gaming apps offer a wide variety of genres to suit different interests and skill levels.

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